401k Rollovers

Your 401k is one of the most important tools for securing your retirement, but many people lose track of their retirement accounts when changing jobs or approaching retirement. At Asbury Financial Services, we specialize in 401k rollovers, helping you consolidate your accounts and maximize your retirement savings.

When Should You Consider a 401k Rollover?

• Changing Jobs: If you’ve recently changed jobs or plan to, rolling over your old 401k into a new one or an IRA can help consolidate your savings and reduce fees.

• Turning 59½: When you reach 59½, you’re eligible to roll over your 401k, giving you more control over your investment options and fees.

• Retirement: As you prepare for retirement, rolling over your 401k into an IRA can provide more flexibility in managing your savings.

• Forgotten 401ks: If you have 401ks from previous jobs that you’ve left untouched, a rollover can help bring everything under one roof, making it easier to manage.

Benefits of a 401k Rollover:

• Consolidate Accounts: Streamline your retirement savings by merging multiple accounts into one.

• Access More Investment Options: IRAs offer a wider range of investment options than most employer-sponsored 401ks.

• Lower Fees: IRAs often have lower fees compared to 401k plans, allowing you to save more.

• Simplify Management: Having all your retirement savings in one account makes it easier to manage your investments and track your progress toward retirement.

Make the most of your 401k

Contact us today to learn how we can assist with your 401k rollover and ensure your retirement savings are working hard for you.